Broward Chapter Broward Chapter
Florida Association of Mortgage Brokers (d/b/a FAMP)
The Association is an NMLS-approved Course Provider
(Provider Number 1405044)

Continuing Education

8 Hour FL SAFE Comprehensive
2017 Mortgage Loan Originator - Course #7191

Instructor: Joe Falk, CMC, CRMS

Thursday, October 19, 2017
8:30 AM - 5:30 PM
Check - In 8:00 AM
(Class Starts Promptly @ 8:30 AM)

FIU @ I-75, Miramar
1930 SW 145th Avenue, Room #326
Miramar, FL 33027
** Professional Members $37.00
  Associate Members $62.00
  Non-Members $111.00

Register Online Here
Your Continuing Education credit will be reported to the NMLS.

POLICIES - Photo ID required at check-in. Seminar materials will be sent via email to attendees who pre-register to attend the seminar.Registration deadlines and cancellations are established as seven (7) days prior to each event. You will not receive a refund after the deadline.  
Please arrive 30 minutes prior to the commencement of the session to allow time for check-in.   Anyone arriving 10 minutes past commencement of the class will not receive credit for the class and will not receive a refund.
The FAMB Foundation's 8-Hour SAFE Comprehensive 2017 Mortgage Loan Originator Course will provide those in attendance with an overview of Florida Statute 494, the Loan Originator, Mortgage Broker and Mortgage Lender Law as well as the requirements established under FL Administrative Rule 69V40; a review of the Real Estate Settlement Procedures Act (RESPA); a look at QM Specifications for Non-Traditional Mortgage Loans and A Study of Fraud, Disparate Impact and Disparate Treatment.

Denysis Rodriguez
2016-2017 FAMP Broward
Chapter President
Send her an e-mail

Past Chapter Presidents

1972-73 Seymour B. Gold
1973-74 Richard Foster
1974-75 H. A. Adams
1975-76 Don Munro
1976-77 Douglas A. Stepelton
1977-78 Lester C. Still
1978-79 Harold R. Smith
1979-80 Frank A. Scaltrito,
1980-81 David H. Warsowe
1981-82 Willis B. Mall
1982-83 Fred Corey
1983-84 Alan Miller
1984-85 Marion Sprague
1985-86 Bob Lurer
1986-87 Jim Powell
1987-88 Sandi Tomaini-Hatin
1988-89 Eric E. Tomaini
1989-90 Sue Dinneen
1990-91 Donald Smith
1991-92 Martin Hymowitz
1992-93 Sidney F. Weigner
1993-94 Frank Cicione
1994-95 Lynn Ferrie
1995-96 Mark Schaftlein
1996-97 Paul A. Byer
1997-98 Marianne Arbulu
1998-99 David Levine
1999-00 Randy Motooka
2000-01 Florence Amico
2001-02 Pamela J. Cruise
2002-03 Alicia M. Iglesias
2003-04 Shiela Kiniry
2004-05 Robert M. Keating
2005-06 Richard A. Keen
2006-07 Marga Doerr
2007-08 Tina Mulligan
2008-09 Tina Mulligan
2009-10 Viktoria Bloom
2010-11 Gino Moro
2011-12 Cindy Barron
2012-13 Alicia M. Iglesias
2013-14 Carol J. Martin
2014-15 Kimber White
2015-16 Denysis Rodriguez

Why I Joined the FAMP

I recently read a blog post in the National Mortgage Professional Magazine, written by David Lykken. In his blog, titled “The Importance of Meetings”, he states that everything that is presented and said in a meeting can be written and emailed. He says the real importance of the gathering is the getting together.

His blog made me remember why I joined FAMP. We met in a cramped room at the Holiday Inn on 520, later moving to a much larger room. The speakers were not always entertaining – actually, I found most of them to be dry mainly because I had heard the speeches too many times before. As a broker, who had the freedom to send her loans to a multitude of lenders, it was always nice to hear from a new lender. But even then, most lenders had the same guidelines, and even if they accepted lower credit scores or had fewer restrictions, there were always caveats that tossed out your loan scenario. Once in a while a speaker would present new ideas which sparked new enthusiasm for the work we were doing.

So, did I attend because of that rare speaker? No, I joined FAMP because of the camaraderie, just as David Lykken pointed out. FAMP is not all about education classes, although that maybe its primary purpose. For me, it is more about getting together with colleagues who share a common goal. We learn from each other because we all have different experiences with our lenders, with our borrowers and the realtors. When shared, our successes give hope to those who we share. And our bad experiences teach lessons to others, just as we have been taught.So, in essence, when we get together as a group, we are educating each other.

When I joined FAMP, I wanted to be part of a professional community who had my best interest at heart; and I found that with FAMP. For those of us who have gotten together, we have developed an unshakeable bond. We strive to better ourselves and our organization. But more importantly, we work to make our industry better. Our membership dollars go to support FAMP on the state level enabling our FAMP representatives to have conversations with congressmen in Tallahassee and Washington D.C. on behalf of all of us. These conversations spur enactment of new laws and changes to existing laws for the betterment of our industry.

No one can dispute that our industry needed some renovation. But, our lawmakers are not mortgage professionals. Without our organization going to bat for us by explaining our industry, and expressing our needs, our credit reports would be on public display and processors would have to be licensed just as an originator, and consumer fees that would take from our livelihood would have to be included in the APR, just to name a few. FAMP fights right alongside of the national organization of NAMB to protect our rights, while still maintaining fairness to the consumer. I cannot fathom why any mortgage professional would not want to be a part of and support this organization.

I am looking forward to visiting with all of the members and non-members at the upcoming meetings and events.

See you there.

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